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'My Money Organization Benchmark'
Role-play for a minute. Pretend any one of your ideal clients is filling this out. How would they respond if they were taking this?


How Financially Organized Am I?
Find out whether you are as organized as you need to be to accomplish your goals and experience your values.

What will it take to create the greatest probability that you will achieve your goals for the reasons that are most important to you?
Take this free assessment and after 28 questions and 12 minutes from now, you'll know. What’s called for is a comprehensive approach to your overall finances. So how are you doing, and more importantly, what do you specifically need to do next to get even more financially organized than you are right now? Whether you have a Financial Advisor or Advisors orchestrating your wealth for you in all areas, or you are “doing-it-yourself,” either way, take this quick assessment to see if you are as organized as you need to be financially. Most importantly, discover specifically what else you need to be doing.

NOTE: COMMIT TO TAKING THIS ASSESSMENT EVERY FOUR MONTHS,
THREE TIMES OVER THE NEXT TWELVE MONTHS.

Also, the results of this exercise will create a solid agenda for your future meetings with any advisors you might have (financial planning people, money managers, tax people, insurance people or legal people). Print out the results and take them with you to your next meeting.

CONFIDENTIALITY: your e-mail address below will never be shared with any other organization, it will be used to e-mail you a complete set of these questions as well as all your responses for your use.

I have a comprehensive written lifetime financial plan in place.
Less True - 1 2 3 4 5 - More True
I (or my financial advisor) ensure that my comprehensive written lifetime financial plan is fully reviewed at least annually.
Less True - 1 2 3 4 5 - More True
I (or my financial advisor) have a process to comprehensively & frequently review (at least quarterly) my overall asset allocation and all my financial accounts, holdings and indiviual investment positions, across all institutions where I have financial assets.
Less True - 1 2 3 4 5 - More True
All of my personal tax returns are prepared by the deadline and are thoroughly reviewed before I file them.
Less True - 1 2 3 4 5 - More True
Statements, personal records and copies of tax returns are retained, and easy to locate, for the generally accepted length of time (depending on the type of records).
Less True - 1 2 3 4 5 - More True
I (or my financial advisor) ensure that a tax projection is completed well-before the tax deadline annually, so there are never any tax “surprises”
Less True - 1 2 3 4 5 - More True
I (or my financial advisor) monitors my “cash reserves,” at every institution in which I have an account, to ensure I have enough for contingencies (as well as a plan to replenish it if utilized).
Less True - 1 2 3 4 5 - More True
I clear my comprehensive check-list of financial action items at least three times per year to ensure things don’t “linger on the list” and contemplate new action items that invariably arise.
Less True - 1 2 3 4 5 - More True
When I have a financial objective target date approaching, I routinely have a well-conceived “funding plan” established well in-advance.
Less True - 1 2 3 4 5 - More True
I fully review any debt at least annually to update my written plan to reduce or eliminate the debt on a plan that makes sense for me. If no debt, then I am proactively and thoroughly ensuring against fraud and identity theft at least three times per year.
Less True - 1 2 3 4 5 - More True
I (or my financial advisor) ensure that all my property & casualty insurance, like homeowner’s & auto insurance, is reviewed each year.
Less True - 1 2 3 4 5 - More True
I (or my financial advisor) have a process to uncover risks, dangers and road-blocks to my financial plan at least annually and then develop specific strategies to address each.
Less True - 1 2 3 4 5 - More True
I continually ensure that all of my finacial decisions and objectives are well-aligned with my values and those things that really matters most to me.
Less True - 1 2 3 4 5 - More True
I have the least number of accounts as possible to accomplish the results that I want. I'm confident things are in as simplified a structure as they can be.
Less True - 1 2 3 4 5 - More True
All of my life, health, disability and/or long-term care insurance is fully reviewed each year for suitability.
Less True - 1 2 3 4 5 - More True
I (or my financial advisor) actively orchestrate the allocation of my assets to advise me on how best to deploy them in support of my goals.
Less True - 1 2 3 4 5 - More True
I (or my financial advisor) have calculated exactly how much money I will need to accomplish each of my goals so that I know when I will have “enough” to achieve each of them.
Less True - 1 2 3 4 5 - More True
I (or my financial advisor) calculate my progress benchmarked against each of my goals, in writing, at least three times per year.
Less True - 1 2 3 4 5 - More True
I (or my financial advisor) have ensured that my estate plan (wills, trusts, etc.) have been fully reviewed within the past five years.
Less True - 1 2 3 4 5 - More True
My personal financial checklist is sufficiently proactive that I have an overwhelming sense of confidence that any financial “oversight” will be caught ahead-of-time; that every deadline and detail of my finances is resolved well-in-advance and I never have to worry about financial surprises.
Less True - 1 2 3 4 5 - More True
I am confident I am making smart choices about my money in ALL areas, either due to great advice I take or my own comprehensive knowledge and research.
Less True - 1 2 3 4 5 - More True
Every major purchase (like cars, boats, real estate or any large purchase) is actively researched and reviewed for both smart-method-of-purchase and smart-method-of-funding well in-advance.
Less True - 1 2 3 4 5 - More True
I encourage and ensure that all my various advisors communicate effectively with each other (ex: tax, investment, legal, insurance and planning people) to make certain my plan unfolds well and in the smartest way.
Less True - 1 2 3 4 5 - More True
I am certain that all the elements of my plan are working as well as they need to be in order to accomplish my goals by the target dates that I have set.
Less True - 1 2 3 4 5 - More True
Each of my financial assets (holdings or positions) have a written strategy (with a sell strategy, tax strategy and possibly a “buy more” strategy).
Less True - 1 2 3 4 5 - More True
All my property & casualty insurance is reviewed at least annually to determine the exact right kinds and amounts or… to see if I need it at all.
Less True - 1 2 3 4 5 - More True
I have never had to write a large check at tax time that I didn’t expect many months in advance.
Less True - 1 2 3 4 5 - More True
I (or my financial advisor) proactively establish the specific funding plan for each goal well in-advance of my target date, I never have to wonder how to “pay for a goal.”
Less True - 1 2 3 4 5 - More True
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